Call reports 2026
LAFAYETTE STATE BANK — 2026
What LAFAYETTE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 245,529,000 | 252,189,000 |
| Total loans | 161,449,000 | 169,095,000 |
| Allowance for loan losses | 3,497,000 | 3,563,000 |
| Securities available for sale | 44,684,000 | 43,374,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 222,913,000 | 228,987,000 |
| Interest-bearing deposits | 139,988,000 | 144,787,000 |
| Noninterest-bearing deposits | 82,925,000 | 84,200,000 |
| Equity capital | 19,723,000 | 20,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,783,000 | 7,389,000 |
| Interest expense | 687,000 | 1,410,000 |
| Net interest income | 3,096,000 | 5,979,000 |
| Noninterest income | 508,000 | 1,055,000 |
| Noninterest expense | 2,378,000 | 4,876,000 |
| Provision for loan losses | 200,000 | 300,000 |
| Pretax income | 1,013,000 | 1,845,000 |
| Income tax | 207,000 | 440,000 |
| Net income | 806,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,077,000 | 24,677,000 |
| Total capital | 26,214,000 | 26,924,000 |
| Risk-weighted assets | 169,530,000 | 178,365,000 |