Call reports 2024
LAFAYETTE STATE BANK — 2024
What LAFAYETTE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 219,329,000 | 223,927,000 | 220,640,000 | 232,749,000 |
| Total loans | 144,711,000 | 144,934,000 | 145,234,000 | 143,447,000 |
| Allowance for loan losses | 2,218,000 | 2,519,000 | 2,667,000 | 2,722,000 |
| Securities available for sale | 33,661,000 | 33,151,000 | 31,753,000 | 31,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,233,000 | 207,692,000 | 203,655,000 | 216,073,000 |
| Interest-bearing deposits | 125,397,000 | 125,684,000 | 122,267,000 | 135,747,000 |
| Noninterest-bearing deposits | 80,836,000 | 82,008,000 | 81,388,000 | 80,326,000 |
| Equity capital | 10,763,000 | 13,288,000 | 14,857,000 | 14,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,877,000 | 5,938,000 | 9,217,000 | 12,574,000 |
| Interest expense | 657,000 | 1,342,000 | 2,025,000 | 2,750,000 |
| Net interest income | 2,220,000 | 4,596,000 | 7,192,000 | 9,824,000 |
| Noninterest income | 545,000 | 1,042,000 | 1,487,000 | 1,980,000 |
| Noninterest expense | 1,925,000 | 3,871,000 | 5,935,000 | 8,081,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 500,000 |
| Pretax income | 690,000 | 1,467,000 | 2,294,000 | 3,223,000 |
| Income tax | 131,000 | 320,000 | 524,000 | 740,000 |
| Net income | 559,000 | 1,147,000 | 1,770,000 | 2,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,286,000 | 18,675,000 | 19,297,000 | 20,011,000 |
| Total capital | 18,233,000 | 20,617,000 | 21,233,000 | 21,933,000 |
| Risk-weighted assets | 155,669,000 | 154,967,000 | 154,378,000 | 153,182,000 |