Call reports 2023
LAFAYETTE STATE BANK — 2023
What LAFAYETTE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 198,048,000 | 201,284,000 | 212,377,000 | 221,132,000 |
| Total loans | 137,250,000 | 140,506,000 | 144,491,000 | 145,263,000 |
| Allowance for loan losses | 2,316,000 | 1,977,000 | 1,899,000 | 2,068,000 |
| Securities available for sale | 34,861,000 | 33,673,000 | 31,368,000 | 34,729,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,062,000 | 185,581,000 | 197,026,000 | 203,520,000 |
| Interest-bearing deposits | 107,513,000 | 108,557,000 | 118,719,000 | 126,794,000 |
| Noninterest-bearing deposits | 71,548,000 | 77,024,000 | 78,307,000 | 76,726,000 |
| Equity capital | 9,257,000 | 9,116,000 | 8,452,000 | 10,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,213,000 | 4,554,000 | 7,164,000 | 10,077,000 |
| Interest expense | 337,000 | 830,000 | 1,430,000 | 2,131,000 |
| Net interest income | 1,876,000 | 3,724,000 | 5,734,000 | 7,946,000 |
| Noninterest income | 431,000 | 891,000 | 1,369,000 | 1,828,000 |
| Noninterest expense | 1,814,000 | 3,787,000 | 5,692,000 | 7,595,000 |
| Provision for loan losses | 75,000 | 275,000 | 400,000 | 550,000 |
| Pretax income | 418,000 | 553,000 | 1,011,000 | 1,629,000 |
| Income tax | 149,000 | 84,000 | 125,000 | 240,000 |
| Net income | 269,000 | 469,000 | 886,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,743,000 | 14,943,000 | 15,361,000 | 15,864,000 |
| Total capital | 16,631,000 | 16,531,000 | 16,871,000 | 17,663,000 |
| Risk-weighted assets | 151,002,000 | 152,675,000 | 158,613,000 | 159,881,000 |