Call reports 2022
LAFAYETTE STATE BANK — 2022
What LAFAYETTE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 175,579,000 | 177,104,000 | 180,340,000 | 186,292,000 |
| Total loans | 107,059,000 | 118,001,000 | 129,194,000 | 135,558,000 |
| Allowance for loan losses | 1,259,000 | 1,237,000 | 1,361,000 | 1,686,000 |
| Securities available for sale | 39,785,000 | 36,957,000 | 34,653,000 | 34,939,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,856,000 | 167,984,000 | 171,496,000 | 169,706,000 |
| Interest-bearing deposits | 92,116,000 | 93,435,000 | 99,040,000 | 99,401,000 |
| Noninterest-bearing deposits | 71,740,000 | 74,549,000 | 72,456,000 | 70,305,000 |
| Equity capital | 10,555,000 | 8,284,000 | 7,507,000 | 8,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,225,000 | 5,067,000 | 7,037,000 |
| Interest expense | 75,000 | 153,000 | 235,000 | 343,000 |
| Net interest income | 1,516,000 | 3,072,000 | 4,832,000 | 6,694,000 |
| Noninterest income | 527,000 | 949,000 | 1,564,000 | 2,014,000 |
| Noninterest expense | 1,756,000 | 3,276,000 | 5,146,000 | 6,899,000 |
| Provision for loan losses | 75,000 | 150,000 | 250,000 | 475,000 |
| Pretax income | 212,000 | 595,000 | 1,000,000 | 1,334,000 |
| Income tax | 55,000 | 147,000 | 256,000 | 277,000 |
| Net income | 157,000 | 448,000 | 744,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,648,000 | 13,972,000 | 14,268,000 | 14,742,000 |
| Total capital | 15,101,000 | 15,209,000 | 15,629,000 | 16,428,000 |
| Risk-weighted assets | 123,912,000 | 135,229,000 | 149,095,000 | 152,922,000 |