Call reports 2021
LAFAYETTE STATE BANK — 2021
What LAFAYETTE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 184,218,000 | 174,322,000 | 177,200,000 | 178,691,000 |
| Total loans | 97,414,000 | 100,815,000 | 100,395,000 | 100,845,000 |
| Allowance for loan losses | 887,000 | 1,024,000 | 1,113,000 | 1,184,000 |
| Securities available for sale | 18,301,000 | 25,822,000 | 35,556,000 | 42,217,000 |
| Securities held to maturity | 2,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,646,000 | 161,276,000 | 162,940,000 | 164,551,000 |
| Interest-bearing deposits | 65,933,000 | 75,898,000 | 81,720,000 | 84,682,000 |
| Noninterest-bearing deposits | 106,713,000 | 85,378,000 | 81,220,000 | 79,869,000 |
| Equity capital | 10,919,000 | 12,421,000 | 13,639,000 | 13,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,570,000 | 4,251,000 | 5,716,000 |
| Interest expense | 49,000 | 114,000 | 189,000 | 266,000 |
| Net interest income | 1,167,000 | 2,456,000 | 4,062,000 | 5,450,000 |
| Noninterest income | 629,000 | 1,314,000 | 1,956,000 | 2,607,000 |
| Noninterest expense | 1,474,000 | 2,919,000 | 4,474,000 | 6,067,000 |
| Provision for loan losses | 150,000 | 250,000 | 325,000 | 400,000 |
| Pretax income | 172,000 | 601,000 | 1,219,000 | 1,590,000 |
| Income tax | 43,000 | 153,000 | 303,000 | 336,000 |
| Net income | 129,000 | 448,000 | 916,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,679,000 | 12,119,000 | 13,347,000 | 13,665,000 |
| Total capital | 11,876,000 | 13,453,000 | 14,770,000 | 15,159,000 |
| Risk-weighted assets | 96,598,000 | 109,367,000 | 107,875,000 | 106,763,000 |