Call reports 2020
LAFAYETTE STATE BANK — 2020
What LAFAYETTE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 127,610,000 | 134,634,000 | 143,918,000 | 155,469,000 |
| Total loans | 74,804,000 | 91,374,000 | 94,551,000 | 97,275,000 |
| Allowance for loan losses | 773,000 | 762,000 | 658,000 | 786,000 |
| Securities available for sale | 9,412,000 | 9,635,000 | 13,356,000 | 14,939,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,020,000 | 124,005,000 | 133,029,000 | 144,091,000 |
| Interest-bearing deposits | 53,434,000 | 56,773,000 | 58,566,000 | 60,571,000 |
| Noninterest-bearing deposits | 64,586,000 | 67,232,000 | 74,463,000 | 83,520,000 |
| Equity capital | 9,292,000 | 10,267,000 | 10,527,000 | 10,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,786,000 | 4,005,000 | 5,192,000 |
| Interest expense | 57,000 | 105,000 | 151,000 | 198,000 |
| Net interest income | 1,028,000 | 2,681,000 | 3,854,000 | 4,994,000 |
| Noninterest income | 437,000 | 1,035,000 | 1,512,000 | 2,041,000 |
| Noninterest expense | 1,405,000 | 2,776,000 | 4,094,000 | 5,504,000 |
| Provision for loan losses | 0 | 45,000 | 120,000 | 245,000 |
| Pretax income | 60,000 | 935,000 | 1,192,000 | 1,407,000 |
| Income tax | 0 | 0 | 0 | -154,000 |
| Net income | 60,000 | 935,000 | 1,192,000 | 1,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,845,000 | 9,721,000 | 9,977,000 | 10,346,000 |
| Total capital | 9,928,000 | 10,793,000 | 10,945,000 | 11,442,000 |
| Risk-weighted assets | 79,315,000 | 84,574,000 | 84,905,000 | 91,768,000 |