Call reports 2019
LAFAYETTE STATE BANK — 2019
What LAFAYETTE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 110,869,000 | 107,624,000 | 105,507,000 | 109,212,000 |
| Total loans | 63,963,000 | 64,768,000 | 65,731,000 | 70,673,000 |
| Allowance for loan losses | 565,000 | 590,000 | 714,000 | 864,000 |
| Securities available for sale | 8,623,000 | 7,970,000 | 8,218,000 | 7,865,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,141,000 | 98,897,000 | 96,336,000 | 99,750,000 |
| Interest-bearing deposits | 51,140,000 | 50,164,000 | 51,110,000 | 52,250,000 |
| Noninterest-bearing deposits | 52,001,000 | 48,733,000 | 45,226,000 | 47,500,000 |
| Equity capital | 7,588,000 | 8,446,000 | 8,874,000 | 9,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,361,000 | 3,476,000 | 4,608,000 |
| Interest expense | 42,000 | 91,000 | 139,000 | 194,000 |
| Net interest income | 1,092,000 | 2,270,000 | 3,337,000 | 4,414,000 |
| Noninterest income | 231,000 | 792,000 | 1,266,000 | 1,744,000 |
| Noninterest expense | 1,175,000 | 2,486,000 | 3,813,000 | 5,224,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 118,000 | 522,000 | 741,000 | 885,000 |
| Income tax | 0 | 0 | 0 | -5,000 |
| Net income | 118,000 | 522,000 | 741,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,331,000 | 8,076,000 | 8,552,000 | 8,785,000 |
| Total capital | 8,206,000 | 8,976,000 | 9,576,000 | 9,959,000 |
| Risk-weighted assets | 71,043,000 | 65,276,000 | 70,143,000 | 73,259,000 |