Call reports 2018
LAFAYETTE STATE BANK — 2018
What LAFAYETTE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 86,919,000 | 91,847,000 | 91,371,000 | 99,687,000 |
| Total loans | 53,738,000 | 58,342,000 | 59,168,000 | 62,433,000 |
| Allowance for loan losses | 556,000 | 560,000 | 540,000 | 544,000 |
| Securities available for sale | 7,815,000 | 7,917,000 | 7,544,000 | 7,824,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,967,000 | 84,840,000 | 85,347,000 | 93,470,000 |
| Interest-bearing deposits | 49,894,000 | 48,959,000 | 47,102,000 | 49,577,000 |
| Noninterest-bearing deposits | 32,073,000 | 35,881,000 | 38,245,000 | 43,893,000 |
| Equity capital | 4,744,000 | 4,770,000 | 5,785,000 | 6,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,810,000 | 2,879,000 | 3,914,000 |
| Interest expense | 48,000 | 99,000 | 137,000 | 181,000 |
| Net interest income | 832,000 | 1,711,000 | 2,742,000 | 3,733,000 |
| Noninterest income | 463,000 | 776,000 | 1,053,000 | 1,424,000 |
| Noninterest expense | 1,144,000 | 2,300,000 | 3,553,000 | 4,819,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 151,000 | 187,000 | 242,000 | 308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 187,000 | 242,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,826,000 | 4,588,000 | 5,673,000 | 5,853,000 |
| Total capital | 4,382,000 | 5,511,000 | 6,534,000 | 6,718,000 |
| Risk-weighted assets | 61,825,000 | 61,261,000 | 60,596,000 | 63,151,000 |