Call reports 2017
LAFAYETTE STATE BANK — 2017
What LAFAYETTE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 78,653,000 | 77,899,000 | 80,627,000 | 82,133,000 |
| Total loans | 53,211,000 | 53,629,000 | 54,259,000 | 53,997,000 |
| Allowance for loan losses | 993,000 | 972,000 | 941,000 | 526,000 |
| Securities available for sale | 5,715,000 | 5,569,000 | 5,332,000 | 6,584,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,389,000 | 72,886,000 | 75,493,000 | 75,797,000 |
| Interest-bearing deposits | 50,677,000 | 48,446,000 | 48,220,000 | 50,197,000 |
| Noninterest-bearing deposits | 22,712,000 | 24,440,000 | 27,273,000 | 25,600,000 |
| Equity capital | 4,048,000 | 3,766,000 | 3,799,000 | 4,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,492,000 | 2,432,000 | 3,346,000 |
| Interest expense | 49,000 | 102,000 | 149,000 | 198,000 |
| Net interest income | 763,000 | 1,390,000 | 2,283,000 | 3,148,000 |
| Noninterest income | 300,000 | 471,000 | 734,000 | 1,016,000 |
| Noninterest expense | 1,191,000 | 2,381,000 | 3,484,000 | 4,646,000 |
| Provision for loan losses | 175,000 | 192,000 | 212,000 | 337,000 |
| Pretax income | -324,000 | -733,000 | -700,000 | -840,000 |
| Income tax | 0 | 0 | 0 | 11,000 |
| Net income | -324,000 | -733,000 | -700,000 | -851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,104,000 | 3,766,000 | 3,799,000 | 3,675,000 |
| Total capital | 4,876,000 | 4,570,000 | 4,537,000 | 5,278,000 |
| Risk-weighted assets | 61,538,000 | 64,178,000 | 58,842,000 | 66,589,000 |