Call reports 2011
LAFAYETTE STATE BANK — 2011
What LAFAYETTE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,960,000 | 88,285,000 | 90,285,000 | 90,910,000 |
| Total loans | 67,864,000 | 68,871,000 | 69,148,000 | 69,281,000 |
| Allowance for loan losses | 613,000 | 621,000 | 661,000 | 549,000 |
| Securities available for sale | 4,213,000 | 3,907,000 | 3,732,000 | 3,624,000 |
| Securities held to maturity | 4,000 | 4,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,682,000 | 71,837,000 | 78,430,000 | 78,975,000 |
| Interest-bearing deposits | 58,833,000 | 60,801,000 | 63,443,000 | 65,322,000 |
| Noninterest-bearing deposits | 10,849,000 | 11,036,000 | 14,987,000 | 13,653,000 |
| Equity capital | 8,619,000 | 8,886,000 | 9,200,000 | 9,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,125,000 | 3,262,000 | 4,364,000 |
| Interest expense | 177,000 | 353,000 | 518,000 | 676,000 |
| Net interest income | 863,000 | 1,772,000 | 2,744,000 | 3,688,000 |
| Noninterest income | 233,000 | 470,000 | 714,000 | 939,000 |
| Noninterest expense | 758,000 | 1,594,000 | 2,427,000 | 3,353,000 |
| Provision for loan losses | 30,000 | 80,000 | 140,000 | 236,000 |
| Pretax income | 308,000 | 568,000 | 891,000 | 1,038,000 |
| Income tax | 30,000 | 90,000 | 150,000 | 335,000 |
| Net income | 278,000 | 478,000 | 741,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,703,000 | 8,903,000 | 9,165,000 | 9,127,000 |
| Total capital | 9,316,000 | 9,524,000 | 9,826,000 | 9,676,000 |
| Risk-weighted assets | 78,578,000 | 72,450,000 | 72,439,000 | 72,959,000 |