Call reports 2010
LAFAYETTE STATE BANK — 2010
What LAFAYETTE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 76,772,000 | 80,406,000 | 82,246,000 | 83,665,000 |
| Total loans | 58,235,000 | 61,405,000 | 63,783,000 | 65,993,000 |
| Allowance for loan losses | 633,000 | 663,000 | 638,000 | 583,000 |
| Securities available for sale | 5,592,000 | 4,694,000 | 4,976,000 | 4,748,000 |
| Securities held to maturity | 5,000 | 5,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,247,000 | 64,736,000 | 65,778,000 | 65,919,000 |
| Interest-bearing deposits | 51,077,000 | 54,511,000 | 53,337,000 | 56,030,000 |
| Noninterest-bearing deposits | 10,170,000 | 10,225,000 | 12,441,000 | 9,889,000 |
| Equity capital | 8,011,000 | 8,205,000 | 8,426,000 | 8,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 911,000 | 1,871,000 | 2,849,000 | 3,886,000 |
| Interest expense | 208,000 | 422,000 | 620,000 | 806,000 |
| Net interest income | 703,000 | 1,449,000 | 2,229,000 | 3,080,000 |
| Noninterest income | 210,000 | 454,000 | 678,000 | 899,000 |
| Noninterest expense | 716,000 | 1,510,000 | 2,266,000 | 3,154,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 167,000 | 348,000 | 575,000 | 729,000 |
| Income tax | 24,000 | 48,000 | 72,000 | 206,000 |
| Net income | 143,000 | 300,000 | 503,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,044,000 | 8,201,000 | 8,405,000 | 8,424,000 |
| Total capital | 8,677,000 | 8,864,000 | 9,043,000 | 9,007,000 |
| Risk-weighted assets | 64,006,000 | 66,418,000 | 68,274,000 | 70,093,000 |