Call reports 2006

LAFAYETTE STATE BANK — 2006

Name: LAFAYETTE STATE BANK — FFIEC call report 2006
Creator: LAFAYETTE STATE BANK

What LAFAYETTE STATE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c301e604-84ca-4960-bed2-3c82b1ddecfb/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	57,460,000	57,192,000	60,828,000	61,519,000
Total loans	35,679,000	36,952,000	39,370,000	39,753,000
Allowance for loan losses	546,000	468,000	531,000	468,000
Securities available for sale	6,998,000	7,689,000	8,345,000	9,279,000
Securities held to maturity	393,000	393,000	393,000	255,000
Trading assets	0	0	0	0
Total deposits	51,061,000	50,593,000	53,381,000	54,056,000
Interest-bearing deposits	41,422,000	41,315,000	44,751,000	45,382,000
Noninterest-bearing deposits	9,639,000	9,278,000	8,630,000	8,674,000
Equity capital	5,629,000	5,710,000	5,995,000	6,119,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	882,000	1,834,000	2,857,000	3,924,000
Interest expense	216,000	464,000	777,000	1,171,000
Net interest income	666,000	1,370,000	2,080,000	2,753,000
Noninterest income	179,000	382,000	591,000	815,000
Noninterest expense	542,000	1,142,000	1,739,000	2,374,000
Provision for loan losses	113,000	200,000	275,000	300,000
Pretax income	190,000	410,000	657,000	894,000
Income tax	38,000	102,000	180,000	293,000
Net income	152,000	308,000	477,000	601,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	5,734,000	5,890,000	6,059,000	6,184,000
Total capital	6,256,000	6,358,000	6,590,000	6,652,000
Risk-weighted assets	41,726,000	42,722,000	45,036,000	45,306,000