Call reports 2002
LAFAYETTE STATE BANK — 2002
What LAFAYETTE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,125,000 | 37,856,000 | 37,773,000 | 40,876,000 |
| Total loans | 23,673,000 | 24,697,000 | 25,139,000 | 26,958,000 |
| Allowance for loan losses | 293,000 | 298,000 | 301,000 | 402,000 |
| Securities available for sale | 7,720,000 | 6,978,000 | 5,731,000 | 4,301,000 |
| Securities held to maturity | 1,374,000 | 1,367,000 | 1,337,000 | 1,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,357,000 | 32,968,000 | 32,721,000 | 35,928,000 |
| Interest-bearing deposits | 27,844,000 | 28,617,000 | 27,275,000 | 30,434,000 |
| Noninterest-bearing deposits | 4,513,000 | 4,351,000 | 5,446,000 | 5,494,000 |
| Equity capital | 4,341,000 | 4,488,000 | 4,653,000 | 4,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,104,000 | 1,663,000 | 2,198,000 |
| Interest expense | 216,000 | 403,000 | 568,000 | 731,000 |
| Net interest income | 339,000 | 701,000 | 1,095,000 | 1,467,000 |
| Noninterest income | 100,000 | 209,000 | 323,000 | 443,000 |
| Noninterest expense | 340,000 | 716,000 | 1,087,000 | 1,527,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 119,000 |
| Pretax income | 95,000 | 185,000 | 334,000 | 285,000 |
| Income tax | 27,000 | 54,000 | 81,000 | 118,000 |
| Net income | 68,000 | 131,000 | 253,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,401,000 | 4,444,000 | 4,566,000 | 4,465,000 |
| Total capital | 4,694,000 | 4,742,000 | 4,867,000 | 4,828,000 |
| Risk-weighted assets | 25,447,000 | 27,170,000 | 26,987,000 | 29,004,000 |