Call reports 2001
LAFAYETTE STATE BANK — 2001
What LAFAYETTE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,427,000 | 37,203,000 | 37,620,000 | 39,642,000 |
| Total loans | 20,976,000 | 22,036,000 | 21,942,000 | 22,569,000 |
| Allowance for loan losses | 254,000 | 250,000 | 316,000 | 275,000 |
| Securities available for sale | 6,501,000 | 7,335,000 | 7,638,000 | 7,389,000 |
| Securities held to maturity | 1,550,000 | 1,540,000 | 1,519,000 | 1,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,523,000 | 32,163,000 | 32,507,000 | 34,505,000 |
| Interest-bearing deposits | 27,944,000 | 28,375,000 | 28,557,000 | 29,256,000 |
| Noninterest-bearing deposits | 3,579,000 | 3,788,000 | 3,950,000 | 5,249,000 |
| Equity capital | 4,253,000 | 4,328,000 | 4,316,000 | 4,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 686,000 | 1,337,000 | 1,950,000 | 2,534,000 |
| Interest expense | 358,000 | 682,000 | 991,000 | 1,248,000 |
| Net interest income | 328,000 | 655,000 | 959,000 | 1,286,000 |
| Noninterest income | 103,000 | 217,000 | 297,000 | 385,000 |
| Noninterest expense | 320,000 | 648,000 | 982,000 | 1,325,000 |
| Provision for loan losses | 6,000 | 12,000 | 113,000 | 127,000 |
| Pretax income | 105,000 | 211,000 | 163,000 | 248,000 |
| Income tax | 27,000 | 54,000 | 81,000 | 73,000 |
| Net income | 78,000 | 157,000 | 82,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,231,000 | 4,309,000 | 4,227,000 | 4,312,000 |
| Total capital | 4,485,000 | 4,559,000 | 4,536,000 | 4,587,000 |
| Risk-weighted assets | 23,630,000 | 24,573,000 | 24,657,000 | 25,497,000 |