Call reports 2016
CSB BANK — 2016
What CSB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 247,336,000 | 246,410,000 | 254,241,000 |
| Total loans | 131,240,000 | 130,392,000 | 134,294,000 |
| Allowance for loan losses | 1,445,000 | 1,438,000 | 1,216,000 |
| Securities available for sale | 94,758,000 | 93,982,000 | 93,324,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 220,890,000 | 219,376,000 | 227,281,000 |
| Interest-bearing deposits | 162,566,000 | 160,904,000 | 167,344,000 |
| Noninterest-bearing deposits | 58,324,000 | 58,472,000 | 59,937,000 |
| Equity capital | 22,936,000 | 23,692,000 | 23,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,937,000 | 3,869,000 | 5,823,000 |
| Interest expense | 94,000 | 185,000 | 276,000 |
| Net interest income | 1,843,000 | 3,684,000 | 5,547,000 |
| Noninterest income | 476,000 | 993,000 | 1,438,000 |
| Noninterest expense | 1,876,000 | 3,635,000 | 5,497,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 443,000 | 1,088,000 | 1,507,000 |
| Income tax | 117,000 | 260,000 | 335,000 |
| Net income | 326,000 | 828,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 21,816,000 | 22,403,000 | 22,277,000 |
| Total capital | 23,261,000 | 23,841,000 | 23,493,000 |
| Risk-weighted assets | 132,910,000 | 132,025,000 | 143,555,000 |