Call reports 2014
CSB BANK — 2014
What CSB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 235,483,000 | 235,488,000 | 238,485,000 | 228,959,000 |
| Total loans | 107,501,000 | 107,209,000 | 112,400,000 | 115,599,000 |
| Allowance for loan losses | 2,188,000 | 2,130,000 | 2,131,000 | 1,890,000 |
| Securities available for sale | 104,113,000 | 104,200,000 | 103,019,000 | 90,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,788,000 | 207,753,000 | 210,581,000 | 204,657,000 |
| Interest-bearing deposits | 158,227,000 | 156,611,000 | 161,384,000 | 154,391,000 |
| Noninterest-bearing deposits | 50,562,000 | 51,142,000 | 49,197,000 | 50,266,000 |
| Equity capital | 19,870,000 | 20,770,000 | 20,853,000 | 21,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,779,000 | 3,609,000 | 5,481,000 | 7,268,000 |
| Interest expense | 172,000 | 338,000 | 495,000 | 622,000 |
| Net interest income | 1,607,000 | 3,271,000 | 4,986,000 | 6,646,000 |
| Noninterest income | 433,000 | 1,238,000 | 1,715,000 | 2,218,000 |
| Noninterest expense | 1,813,000 | 3,682,000 | 5,625,000 | 7,575,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 276,000 | 876,000 | 1,125,000 | 1,391,000 |
| Income tax | 45,000 | 200,000 | 242,000 | 300,000 |
| Net income | 231,000 | 676,000 | 883,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,331,000 | 19,933,000 | 20,113,000 | 20,391,000 |
| Total capital | 20,733,000 | 21,336,000 | 21,576,000 | 21,879,000 |
| Risk-weighted assets | 111,335,000 | 111,515,000 | 116,300,000 | 118,654,000 |