Call reports 2011
CSB BANK — 2011
What CSB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 214,889,000 | 211,473,000 | 215,310,000 | 217,295,000 |
| Total loans | 125,880,000 | 124,335,000 | 125,038,000 | 123,717,000 |
| Allowance for loan losses | 3,183,000 | 3,267,000 | 3,498,000 | 3,074,000 |
| Securities available for sale | 53,468,000 | 63,380,000 | 68,306,000 | 66,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,163,000 | 178,915,000 | 182,123,000 | 184,025,000 |
| Interest-bearing deposits | 148,418,000 | 144,156,000 | 146,828,000 | 146,260,000 |
| Noninterest-bearing deposits | 33,745,000 | 34,759,000 | 35,295,000 | 37,765,000 |
| Equity capital | 18,075,000 | 18,478,000 | 18,962,000 | 19,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,154,000 | 4,264,000 | 6,418,000 | 8,526,000 |
| Interest expense | 300,000 | 665,000 | 1,022,000 | 1,365,000 |
| Net interest income | 1,854,000 | 3,599,000 | 5,396,000 | 7,161,000 |
| Noninterest income | 435,000 | 797,000 | 1,210,000 | 1,501,000 |
| Noninterest expense | 1,912,000 | 3,676,000 | 5,512,000 | 7,137,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,000,000 |
| Pretax income | 77,000 | 120,000 | 194,000 | 525,000 |
| Income tax | 25,000 | 25,000 | 25,000 | 0 |
| Net income | 52,000 | 95,000 | 169,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,384,000 | 16,613,000 | 16,764,000 | 17,299,000 |
| Total capital | 17,906,000 | 18,106,000 | 18,271,000 | 18,797,000 |
| Risk-weighted assets | 120,075,000 | 117,683,000 | 118,605,000 | 118,268,000 |