Call reports 2002
CSB BANK — 2002
What CSB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 180,572,000 | 186,367,000 | 189,467,000 | 196,444,000 |
| Total loans | 123,991,000 | 124,485,000 | 125,685,000 | 119,521,000 |
| Allowance for loan losses | 1,362,000 | 1,292,000 | 1,244,000 | 1,484,000 |
| Securities available for sale | 38,088,000 | 39,839,000 | 44,264,000 | 47,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,505,000 | 163,645,000 | 165,206,000 | 171,992,000 |
| Interest-bearing deposits | 136,302,000 | 138,300,000 | 138,906,000 | 146,451,000 |
| Noninterest-bearing deposits | 22,203,000 | 25,344,000 | 26,300,000 | 25,541,000 |
| Equity capital | 15,124,000 | 15,572,000 | 16,020,000 | 16,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,881,000 | 5,752,000 | 8,632,000 | 11,487,000 |
| Interest expense | 1,121,000 | 2,195,000 | 3,255,000 | 4,272,000 |
| Net interest income | 1,760,000 | 3,557,000 | 5,377,000 | 7,215,000 |
| Noninterest income | 294,000 | 571,000 | 926,000 | 1,906,000 |
| Noninterest expense | 1,521,000 | 3,004,000 | 4,572,000 | 6,074,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 420,000 |
| Pretax income | 503,000 | 1,064,000 | 1,641,000 | 2,627,000 |
| Income tax | 125,000 | 265,000 | 405,000 | 690,000 |
| Net income | 378,000 | 799,000 | 1,236,000 | 1,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,373,000 | 12,629,000 | 12,917,000 | 13,428,000 |
| Total capital | 13,735,000 | 13,921,000 | 14,161,000 | 14,893,000 |
| Risk-weighted assets | 115,163,000 | 116,767,000 | 119,316,000 | 117,185,000 |