Call reports 2001
CSB BANK — 2001
What CSB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 163,845,000 | 169,966,000 | 175,184,000 | 178,844,000 |
| Total loans | 107,463,000 | 114,018,000 | 116,732,000 | 121,077,000 |
| Allowance for loan losses | 1,380,000 | 1,401,000 | 1,389,000 | 1,330,000 |
| Securities available for sale | 34,087,000 | 36,700,000 | 37,515,000 | 39,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,346,000 | 148,301,000 | 152,935,000 | 156,886,000 |
| Interest-bearing deposits | 121,415,000 | 125,063,000 | 129,442,000 | 133,598,000 |
| Noninterest-bearing deposits | 20,931,000 | 23,238,000 | 23,493,000 | 23,288,000 |
| Equity capital | 14,619,000 | 14,726,000 | 15,025,000 | 15,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,973,000 | 5,985,000 | 8,924,000 | 11,859,000 |
| Interest expense | 1,365,000 | 2,747,000 | 4,072,000 | 5,277,000 |
| Net interest income | 1,608,000 | 3,238,000 | 4,852,000 | 6,582,000 |
| Noninterest income | 234,000 | 472,000 | 779,000 | 1,140,000 |
| Noninterest expense | 1,502,000 | 2,940,000 | 4,430,000 | 5,858,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 310,000 | 710,000 | 1,285,000 | 1,948,000 |
| Income tax | 80,000 | 190,000 | 350,000 | 546,000 |
| Net income | 230,000 | 520,000 | 935,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,418,000 | 11,549,000 | 11,823,000 | 12,149,000 |
| Total capital | 12,742,000 | 12,931,000 | 13,212,000 | 13,479,000 |
| Risk-weighted assets | 106,031,000 | 110,551,000 | 117,293,000 | 113,861,000 |