Call reports 2016
AMERICAN NATIONAL BANK-FOX CITIES — 2016
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 254,042,000 | 249,561,000 | 243,212,000 | 250,202,000 |
| Total loans | 183,352,000 | 178,703,000 | 176,809,000 | 180,857,000 |
| Allowance for loan losses | 3,705,000 | 3,713,000 | 3,721,000 | 3,840,000 |
| Securities available for sale | 50,802,000 | 50,529,000 | 50,015,000 | 50,836,000 |
| Securities held to maturity | 982,000 | 978,000 | 973,000 | 968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,932,000 | 213,574,000 | 205,551,000 | 209,950,000 |
| Interest-bearing deposits | 197,928,000 | 196,070,000 | 187,659,000 | 189,177,000 |
| Noninterest-bearing deposits | 19,004,000 | 17,504,000 | 17,892,000 | 20,773,000 |
| Equity capital | 32,791,000 | 33,408,000 | 33,720,000 | 33,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,475,000 | 4,982,000 | 7,397,000 | 9,821,000 |
| Interest expense | 420,000 | 848,000 | 1,276,000 | 1,698,000 |
| Net interest income | 2,055,000 | 4,134,000 | 6,121,000 | 8,123,000 |
| Noninterest income | 105,000 | 249,000 | 423,000 | 656,000 |
| Noninterest expense | 1,176,000 | 2,355,000 | 3,509,000 | 4,615,000 |
| Provision for loan losses | 0 | 0 | 0 | -27,000 |
| Pretax income | 984,000 | 2,029,000 | 3,037,000 | 4,192,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 9,000 |
| Net income | 982,000 | 2,025,000 | 3,031,000 | 4,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,901,000 | 31,993,000 | 32,496,000 | 33,624,000 |
| Total capital | 34,542,000 | 34,568,000 | 35,068,000 | 36,275,000 |
| Risk-weighted assets | 210,215,000 | 204,858,000 | 204,591,000 | 210,908,000 |