Call reports 2015
AMERICAN NATIONAL BANK-FOX CITIES — 2015
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 245,672,000 | 254,148,000 | 251,635,000 | 247,394,000 |
| Total loans | 178,371,000 | 186,848,000 | 184,720,000 | 180,976,000 |
| Allowance for loan losses | 4,182,000 | 4,235,000 | 3,860,000 | 3,692,000 |
| Securities available for sale | 50,953,000 | 48,662,000 | 48,297,000 | 49,535,000 |
| Securities held to maturity | 1,000,000 | 996,000 | 991,000 | 987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,072,000 | 218,703,000 | 214,740,000 | 211,111,000 |
| Interest-bearing deposits | 185,446,000 | 200,922,000 | 196,647,000 | 192,539,000 |
| Noninterest-bearing deposits | 16,626,000 | 17,781,000 | 18,093,000 | 18,572,000 |
| Equity capital | 32,794,000 | 29,452,000 | 30,750,000 | 31,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,370,000 | 4,859,000 | 7,344,000 | 9,965,000 |
| Interest expense | 439,000 | 862,000 | 1,294,000 | 1,712,000 |
| Net interest income | 1,931,000 | 3,997,000 | 6,050,000 | 8,253,000 |
| Noninterest income | 616,000 | 765,000 | 897,000 | 1,083,000 |
| Noninterest expense | 1,130,000 | 2,235,000 | 3,265,000 | 4,310,000 |
| Provision for loan losses | 0 | -70,000 | -70,000 | -70,000 |
| Pretax income | 1,417,000 | 2,596,000 | 3,751,000 | 5,091,000 |
| Income tax | 2,000 | 3,000 | 6,000 | 8,000 |
| Net income | 1,415,000 | 2,593,000 | 3,745,000 | 5,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,997,000 | 29,356,000 | 30,063,000 | 31,382,000 |
| Total capital | 34,609,000 | 32,072,000 | 32,742,000 | 33,997,000 |
| Risk-weighted assets | 207,430,000 | 215,797,000 | 213,108,000 | 208,127,000 |