Call reports 2014
AMERICAN NATIONAL BANK-FOX CITIES — 2014
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 244,903,000 | 259,130,000 | 243,537,000 | 257,418,000 |
| Total loans | 187,058,000 | 178,539,000 | 175,340,000 | 171,477,000 |
| Allowance for loan losses | 4,591,000 | 4,325,000 | 4,243,000 | 4,155,000 |
| Securities available for sale | 43,305,000 | 46,233,000 | 50,374,000 | 51,074,000 |
| Securities held to maturity | 1,018,000 | 1,013,000 | 1,009,000 | 1,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,760,000 | 220,471,000 | 208,543,000 | 216,666,000 |
| Interest-bearing deposits | 196,504,000 | 204,855,000 | 192,923,000 | 199,016,000 |
| Noninterest-bearing deposits | 15,256,000 | 15,616,000 | 15,620,000 | 17,650,000 |
| Equity capital | 29,003,000 | 29,487,000 | 30,019,000 | 31,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,522,000 | 5,032,000 | 7,491,000 | 9,961,000 |
| Interest expense | 504,000 | 1,016,000 | 1,510,000 | 1,977,000 |
| Net interest income | 2,018,000 | 4,016,000 | 5,981,000 | 7,984,000 |
| Noninterest income | 230,000 | 478,000 | 791,000 | 1,044,000 |
| Noninterest expense | 1,122,000 | 2,253,000 | 3,405,000 | 4,562,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,140,000 | 2,254,000 | 3,381,000 | 4,480,000 |
| Income tax | 3,000 | 6,000 | 8,000 | 11,000 |
| Net income | 1,137,000 | 2,248,000 | 3,373,000 | 4,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,367,000 | 29,350,000 | 29,976,000 | 31,050,000 |
| Total capital | 31,906,000 | 31,772,000 | 32,441,000 | 33,468,000 |
| Risk-weighted assets | 201,253,000 | 192,008,000 | 195,553,000 | 191,819,000 |