Call reports 2013
AMERICAN NATIONAL BANK-FOX CITIES — 2013
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 238,454,000 | 247,896,000 | 242,460,000 | 249,075,000 |
| Total loans | 184,843,000 | 191,285,000 | 189,053,000 | 187,073,000 |
| Allowance for loan losses | 4,663,000 | 4,550,000 | 4,563,000 | 4,574,000 |
| Securities available for sale | 35,915,000 | 38,885,000 | 37,142,000 | 42,292,000 |
| Securities held to maturity | 1,034,000 | 1,030,000 | 1,026,000 | 1,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,762,000 | 213,723,000 | 208,360,000 | 215,091,000 |
| Interest-bearing deposits | 191,214,000 | 199,239,000 | 193,192,000 | 196,797,000 |
| Noninterest-bearing deposits | 13,548,000 | 14,484,000 | 15,168,000 | 18,294,000 |
| Equity capital | 29,434,000 | 27,851,000 | 27,925,000 | 28,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,698,000 | 5,432,000 | 8,030,000 | 10,632,000 |
| Interest expense | 569,000 | 1,150,000 | 1,713,000 | 2,250,000 |
| Net interest income | 2,129,000 | 4,282,000 | 6,317,000 | 8,382,000 |
| Noninterest income | 85,000 | 285,000 | 559,000 | 779,000 |
| Noninterest expense | 1,039,000 | 2,009,000 | 3,018,000 | 4,083,000 |
| Provision for loan losses | 75,000 | 250,000 | 475,000 | 475,000 |
| Pretax income | 1,100,000 | 2,317,000 | 3,393,000 | 4,613,000 |
| Income tax | 14,000 | 16,000 | 18,000 | 19,000 |
| Net income | 1,086,000 | 2,301,000 | 3,375,000 | 4,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,010,000 | 28,452,000 | 28,609,000 | 29,229,000 |
| Total capital | 31,510,000 | 31,038,000 | 31,167,000 | 31,773,000 |
| Risk-weighted assets | 199,210,000 | 206,241,000 | 202,638,000 | 201,625,000 |