Call reports 2012
AMERICAN NATIONAL BANK-FOX CITIES — 2012
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 255,159,000 | 249,584,000 | 248,938,000 | 242,292,000 |
| Total loans | 203,518,000 | 199,381,000 | 191,924,000 | 185,472,000 |
| Allowance for loan losses | 4,872,000 | 4,209,000 | 4,108,000 | 4,577,000 |
| Securities available for sale | 37,104,000 | 35,991,000 | 36,435,000 | 34,108,000 |
| Securities held to maturity | 0 | 1,047,000 | 1,043,000 | 1,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,086,000 | 212,863,000 | 213,175,000 | 207,965,000 |
| Interest-bearing deposits | 202,511,000 | 199,096,000 | 197,721,000 | 188,819,000 |
| Noninterest-bearing deposits | 14,575,000 | 13,767,000 | 15,454,000 | 19,146,000 |
| Equity capital | 30,311,000 | 29,460,000 | 29,504,000 | 29,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,147,000 | 6,158,000 | 9,231,000 | 12,295,000 |
| Interest expense | 736,000 | 1,446,000 | 2,106,000 | 2,763,000 |
| Net interest income | 2,411,000 | 4,712,000 | 7,125,000 | 9,532,000 |
| Noninterest income | 232,000 | 470,000 | 670,000 | 822,000 |
| Noninterest expense | 968,000 | 1,988,000 | 3,045,000 | 4,061,000 |
| Provision for loan losses | 240,000 | 630,000 | 1,040,000 | 1,490,000 |
| Pretax income | 1,435,000 | 2,565,000 | 3,711,000 | 4,793,000 |
| Income tax | 4,000 | 7,000 | 9,000 | 12,000 |
| Net income | 1,431,000 | 2,558,000 | 3,702,000 | 4,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,479,000 | 28,592,000 | 28,809,000 | 29,039,000 |
| Total capital | 32,162,000 | 31,227,000 | 31,391,000 | 31,555,000 |
| Risk-weighted assets | 213,962,000 | 211,149,000 | 206,574,000 | 200,588,000 |