Call reports 2010
AMERICAN NATIONAL BANK-FOX CITIES — 2010
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 239,980,000 | 240,499,000 | 237,662,000 | 239,806,000 |
| Total loans | 204,791,000 | 202,441,000 | 198,680,000 | 203,365,000 |
| Allowance for loan losses | 3,792,000 | 3,831,000 | 3,873,000 | 4,109,000 |
| Securities available for sale | 22,618,000 | 21,699,000 | 21,156,000 | 21,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,859,000 | 204,428,000 | 200,407,000 | 202,768,000 |
| Interest-bearing deposits | 182,645,000 | 180,367,000 | 186,345,000 | 188,986,000 |
| Noninterest-bearing deposits | 22,214,000 | 24,061,000 | 14,062,000 | 13,782,000 |
| Equity capital | 26,745,000 | 27,021,000 | 27,629,000 | 28,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,116,000 | 6,331,000 | 9,780,000 | 13,209,000 |
| Interest expense | 1,124,000 | 2,161,000 | 3,116,000 | 4,038,000 |
| Net interest income | 1,992,000 | 4,170,000 | 6,664,000 | 9,171,000 |
| Noninterest income | 210,000 | 414,000 | 635,000 | 882,000 |
| Noninterest expense | 962,000 | 1,902,000 | 2,888,000 | 3,900,000 |
| Provision for loan losses | 575,000 | 1,175,000 | 1,775,000 | 2,350,000 |
| Pretax income | 665,000 | 1,507,000 | 2,634,000 | 3,801,000 |
| Income tax | 0 | 0 | 8,000 | 10,000 |
| Net income | 665,000 | 1,507,000 | 2,626,000 | 3,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,850,000 | 26,105,000 | 26,776,000 | 27,859,000 |
| Total capital | 28,535,000 | 28,803,000 | 29,463,000 | 30,580,000 |
| Risk-weighted assets | 215,276,000 | 214,708,000 | 213,537,000 | 216,492,000 |