Call reports 2009
AMERICAN NATIONAL BANK-FOX CITIES — 2009
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 241,899,000 | 243,656,000 | 242,606,000 | 242,616,000 |
| Total loans | 202,306,000 | 209,818,000 | 209,672,000 | 211,463,000 |
| Allowance for loan losses | 2,783,000 | 2,231,000 | 2,939,000 | 3,086,000 |
| Securities available for sale | 21,944,000 | 19,778,000 | 18,989,000 | 17,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,791,000 | 206,149,000 | 203,376,000 | 203,602,000 |
| Interest-bearing deposits | 191,461,000 | 187,651,000 | 184,421,000 | 177,627,000 |
| Noninterest-bearing deposits | 11,330,000 | 18,498,000 | 18,955,000 | 25,975,000 |
| Equity capital | 23,654,000 | 23,702,000 | 25,902,000 | 26,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,232,000 | 6,515,000 | 9,818,000 | 13,093,000 |
| Interest expense | 1,635,000 | 3,159,000 | 4,591,000 | 5,875,000 |
| Net interest income | 1,597,000 | 3,356,000 | 5,227,000 | 7,218,000 |
| Noninterest income | 186,000 | 387,000 | 535,000 | 744,000 |
| Noninterest expense | 914,000 | 1,964,000 | 2,856,000 | 3,722,000 |
| Provision for loan losses | 90,000 | 565,000 | 1,315,000 | 1,915,000 |
| Pretax income | 779,000 | 1,233,000 | 1,745,000 | 2,519,000 |
| Income tax | -4,000 | -2,000 | 0 | 1,000 |
| Net income | 783,000 | 1,235,000 | 1,745,000 | 2,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,492,000 | 22,567,000 | 24,871,000 | 25,581,000 |
| Total capital | 25,179,000 | 24,798,000 | 27,676,000 | 28,357,000 |
| Risk-weighted assets | 224,781,000 | 223,636,000 | 224,505,000 | 222,003,000 |