Call reports 2008
AMERICAN NATIONAL BANK-FOX CITIES — 2008
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 218,436,000 | 225,570,000 | 227,540,000 | 237,838,000 |
| Total loans | 175,570,000 | 189,717,000 | 191,114,000 | 202,479,000 |
| Allowance for loan losses | 2,486,000 | 2,517,000 | 2,525,000 | 2,731,000 |
| Securities available for sale | 27,878,000 | 26,047,000 | 24,474,000 | 22,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,071,000 | 185,636,000 | 186,894,000 | 197,427,000 |
| Interest-bearing deposits | 170,183,000 | 174,835,000 | 175,927,000 | 185,256,000 |
| Noninterest-bearing deposits | 10,888,000 | 10,801,000 | 10,967,000 | 12,171,000 |
| Equity capital | 22,783,000 | 22,933,000 | 23,103,000 | 23,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,528,000 | 6,933,000 | 10,409,000 | 13,709,000 |
| Interest expense | 2,056,000 | 3,972,000 | 5,896,000 | 7,728,000 |
| Net interest income | 1,472,000 | 2,961,000 | 4,513,000 | 5,981,000 |
| Noninterest income | 217,000 | 364,000 | 537,000 | 709,000 |
| Noninterest expense | 795,000 | 1,552,000 | 2,303,000 | 3,042,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 425,000 |
| Pretax income | 834,000 | 1,683,000 | 2,627,000 | 3,318,000 |
| Income tax | 4,000 | 255,000 | 496,000 | 689,000 |
| Net income | 830,000 | 1,428,000 | 2,131,000 | 2,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,320,000 | 22,793,000 | 22,891,000 | 23,039,000 |
| Total capital | 24,657,000 | 25,282,000 | 25,415,000 | 25,770,000 |
| Risk-weighted assets | 193,928,000 | 205,678,000 | 211,394,000 | 227,520,000 |