Call reports 2007
AMERICAN NATIONAL BANK-FOX CITIES — 2007
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 206,058,000 | 211,482,000 | 214,555,000 | 222,845,000 |
| Total loans | 166,963,000 | 172,652,000 | 180,569,000 | 185,855,000 |
| Allowance for loan losses | 2,214,000 | 2,272,000 | 2,378,000 | 2,426,000 |
| Securities available for sale | 24,398,000 | 24,549,000 | 25,041,000 | 25,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,024,000 | 172,245,000 | 176,430,000 | 179,122,000 |
| Interest-bearing deposits | 157,788,000 | 162,274,000 | 166,967,000 | 168,560,000 |
| Noninterest-bearing deposits | 10,236,000 | 9,971,000 | 9,463,000 | 10,562,000 |
| Equity capital | 20,905,000 | 21,215,000 | 21,766,000 | 21,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,454,000 | 7,046,000 | 10,816,000 | 14,614,000 |
| Interest expense | 2,020,000 | 4,137,000 | 6,359,000 | 8,580,000 |
| Net interest income | 1,434,000 | 2,909,000 | 4,457,000 | 6,034,000 |
| Noninterest income | 185,000 | 374,000 | 567,000 | 795,000 |
| Noninterest expense | 781,000 | 1,585,000 | 2,364,000 | 3,128,000 |
| Provision for loan losses | 105,000 | 185,000 | 290,000 | 395,000 |
| Pretax income | 733,000 | 1,513,000 | 2,370,000 | 3,306,000 |
| Income tax | 245,000 | 509,000 | 819,000 | 1,149,000 |
| Net income | 488,000 | 1,004,000 | 1,551,000 | 2,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,037,000 | 21,488,000 | 21,819,000 | 21,612,000 |
| Total capital | 23,239,000 | 23,760,000 | 24,197,000 | 24,037,000 |
| Risk-weighted assets | 183,529,000 | 190,610,000 | 195,247,000 | 201,085,000 |