Call reports 2006
AMERICAN NATIONAL BANK-FOX CITIES — 2006
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 185,697,000 | 192,705,000 | 197,092,000 | 201,517,000 |
| Total loans | 153,690,000 | 158,902,000 | 164,086,000 | 163,674,000 |
| Allowance for loan losses | 1,984,000 | 2,073,000 | 2,052,000 | 2,107,000 |
| Securities available for sale | 23,582,000 | 23,407,000 | 24,005,000 | 24,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,908,000 | 160,491,000 | 160,233,000 | 164,670,000 |
| Interest-bearing deposits | 139,789,000 | 147,638,000 | 148,404,000 | 150,574,000 |
| Noninterest-bearing deposits | 13,119,000 | 12,853,000 | 11,829,000 | 14,096,000 |
| Equity capital | 18,996,000 | 19,381,000 | 19,896,000 | 20,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,931,000 | 6,092,000 | 9,473,000 | 12,913,000 |
| Interest expense | 1,500,000 | 3,177,000 | 5,084,000 | 7,071,000 |
| Net interest income | 1,431,000 | 2,915,000 | 4,389,000 | 5,842,000 |
| Noninterest income | 151,000 | 306,000 | 457,000 | 608,000 |
| Noninterest expense | 696,000 | 1,387,000 | 2,076,000 | 2,646,000 |
| Provision for loan losses | 93,000 | 198,000 | 303,000 | 408,000 |
| Pretax income | 793,000 | 1,636,000 | 2,467,000 | 3,396,000 |
| Income tax | 268,000 | 553,000 | 839,000 | 1,183,000 |
| Net income | 525,000 | 1,083,000 | 1,628,000 | 2,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,284,000 | 19,782,000 | 20,121,000 | 20,641,000 |
| Total capital | 21,268,000 | 21,845,000 | 22,173,000 | 22,748,000 |
| Risk-weighted assets | 164,136,000 | 172,753,000 | 178,675,000 | 181,983,000 |