Call reports 2005
AMERICAN NATIONAL BANK-FOX CITIES — 2005
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 155,944,000 | 168,857,000 | 181,380,000 | 185,031,000 |
| Total loans | 127,411,000 | 136,489,000 | 144,060,000 | 149,225,000 |
| Allowance for loan losses | 1,659,000 | 1,692,000 | 1,753,000 | 1,896,000 |
| Securities available for sale | 21,103,000 | 21,674,000 | 22,838,000 | 23,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,259,000 | 145,407,000 | 157,084,000 | 155,987,000 |
| Interest-bearing deposits | 118,588,000 | 133,666,000 | 142,354,000 | 140,118,000 |
| Noninterest-bearing deposits | 13,671,000 | 11,741,000 | 14,730,000 | 15,869,000 |
| Equity capital | 13,235,000 | 13,861,000 | 14,241,000 | 18,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,141,000 | 4,505,000 | 7,171,000 | 10,006,000 |
| Interest expense | 830,000 | 1,811,000 | 3,065,000 | 4,476,000 |
| Net interest income | 1,311,000 | 2,694,000 | 4,106,000 | 5,530,000 |
| Noninterest income | 151,000 | 306,000 | 457,000 | 595,000 |
| Noninterest expense | 599,000 | 1,254,000 | 1,921,000 | 2,526,000 |
| Provision for loan losses | 68,000 | 135,000 | 205,000 | 337,000 |
| Pretax income | 795,000 | 1,611,000 | 2,437,000 | 3,262,000 |
| Income tax | 272,000 | 548,000 | 830,000 | 1,112,000 |
| Net income | 523,000 | 1,063,000 | 1,607,000 | 2,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,400,000 | 13,937,000 | 14,355,000 | 18,897,000 |
| Total capital | 15,059,000 | 15,629,000 | 16,108,000 | 20,793,000 |
| Risk-weighted assets | 139,362,000 | 147,314,000 | 157,339,000 | 164,743,000 |