Call reports 2004
AMERICAN NATIONAL BANK-FOX CITIES — 2004
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 137,336,000 | 144,552,000 | 146,967,000 | 158,643,000 |
| Total loans | 112,781,000 | 118,329,000 | 117,456,000 | 126,844,000 |
| Allowance for loan losses | 1,604,000 | 1,556,000 | 1,556,000 | 1,607,000 |
| Securities available for sale | 18,044,000 | 18,230,000 | 19,251,000 | 19,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,611,000 | 121,716,000 | 126,441,000 | 137,040,000 |
| Interest-bearing deposits | 104,236,000 | 108,429,000 | 113,927,000 | 121,931,000 |
| Noninterest-bearing deposits | 12,375,000 | 13,287,000 | 12,514,000 | 15,109,000 |
| Equity capital | 11,902,000 | 12,045,000 | 12,656,000 | 12,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,541,000 | 5,489,000 | 7,506,000 |
| Interest expense | 584,000 | 1,172,000 | 1,883,000 | 2,617,000 |
| Net interest income | 1,157,000 | 2,369,000 | 3,606,000 | 4,889,000 |
| Noninterest income | 142,000 | 309,000 | 461,000 | 606,000 |
| Noninterest expense | 577,000 | 1,153,000 | 1,741,000 | 2,336,000 |
| Provision for loan losses | 53,000 | 108,000 | 168,000 | 228,000 |
| Pretax income | 669,000 | 1,417,000 | 2,158,000 | 2,931,000 |
| Income tax | 216,000 | 462,000 | 702,000 | 1,062,000 |
| Net income | 453,000 | 955,000 | 1,456,000 | 1,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,676,000 | 12,178,000 | 12,587,000 | 13,000,000 |
| Total capital | 13,144,000 | 13,732,000 | 14,143,000 | 14,607,000 |
| Risk-weighted assets | 117,312,000 | 124,318,000 | 129,653,000 | 140,652,000 |