Call reports 2003
AMERICAN NATIONAL BANK-FOX CITIES — 2003
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 125,348,000 | 132,296,000 | 129,384,000 | 137,168,000 |
| Total loans | 100,902,000 | 106,671,000 | 99,552,000 | 108,568,000 |
| Allowance for loan losses | 1,415,000 | 1,468,000 | 1,520,000 | 1,552,000 |
| Securities available for sale | 18,046,000 | 17,094,000 | 17,076,000 | 17,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,206,000 | 110,553,000 | 112,344,000 | 114,294,000 |
| Interest-bearing deposits | 96,940,000 | 97,082,000 | 100,237,000 | 100,738,000 |
| Noninterest-bearing deposits | 9,266,000 | 13,472,000 | 12,107,000 | 13,556,000 |
| Equity capital | 10,200,000 | 10,590,000 | 10,879,000 | 11,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,758,000 | 3,499,000 | 5,300,000 | 6,984,000 |
| Interest expense | 708,000 | 1,369,000 | 2,002,000 | 2,587,000 |
| Net interest income | 1,050,000 | 2,130,000 | 3,298,000 | 4,397,000 |
| Noninterest income | 114,000 | 240,000 | 378,000 | 512,000 |
| Noninterest expense | 535,000 | 1,090,000 | 1,661,000 | 2,212,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 210,000 |
| Pretax income | 576,000 | 1,175,000 | 1,857,000 | 2,487,000 |
| Income tax | 192,000 | 393,000 | 625,000 | 826,000 |
| Net income | 384,000 | 782,000 | 1,232,000 | 1,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,946,000 | 10,344,000 | 10,793,000 | 11,223,000 |
| Total capital | 11,240,000 | 11,752,000 | 12,152,000 | 12,700,000 |
| Risk-weighted assets | 103,413,000 | 112,613,000 | 108,580,000 | 118,374,000 |