Call reports 2002
AMERICAN NATIONAL BANK-FOX CITIES — 2002
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 105,660,000 | 113,766,000 | 113,372,000 | 121,446,000 |
| Total loans | 82,496,000 | 86,220,000 | 88,884,000 | 95,117,000 |
| Allowance for loan losses | 1,244,000 | 1,293,000 | 1,341,000 | 1,363,000 |
| Securities available for sale | 15,317,000 | 15,743,000 | 16,744,000 | 16,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,588,000 | 98,933,000 | 97,482,000 | 105,334,000 |
| Interest-bearing deposits | 83,959,000 | 89,514,000 | 87,968,000 | 93,614,000 |
| Noninterest-bearing deposits | 7,629,000 | 9,419,000 | 9,514,000 | 11,720,000 |
| Equity capital | 8,631,000 | 9,165,000 | 9,528,000 | 9,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,676,000 | 3,414,000 | 5,263,000 | 7,129,000 |
| Interest expense | 775,000 | 1,565,000 | 2,338,000 | 3,079,000 |
| Net interest income | 901,000 | 1,849,000 | 2,925,000 | 4,050,000 |
| Noninterest income | 87,000 | 187,000 | 292,000 | 431,000 |
| Noninterest expense | 436,000 | 906,000 | 1,380,000 | 1,926,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 507,000 | 1,041,000 | 1,703,000 | 2,376,000 |
| Income tax | 170,000 | 349,000 | 574,000 | 800,000 |
| Net income | 337,000 | 692,000 | 1,129,000 | 1,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,519,000 | 8,869,000 | 9,216,000 | 9,664,000 |
| Total capital | 9,567,000 | 10,042,000 | 10,391,000 | 10,901,000 |
| Risk-weighted assets | 83,640,000 | 93,712,000 | 93,828,000 | 98,837,000 |