Call reports 2001
AMERICAN NATIONAL BANK-FOX CITIES — 2001
What AMERICAN NATIONAL BANK-FOX CITIES reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,842,000 | 97,170,000 | 96,440,000 | 106,038,000 |
| Total loans | 69,167,000 | 72,496,000 | 73,958,000 | 80,080,000 |
| Allowance for loan losses | 1,095,000 | 1,129,000 | 1,140,000 | 1,211,000 |
| Securities available for sale | 15,380,000 | 14,764,000 | 18,480,000 | 16,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,558,000 | 85,649,000 | 82,796,000 | 91,822,000 |
| Interest-bearing deposits | 75,646,000 | 77,557,000 | 74,823,000 | 81,897,000 |
| Noninterest-bearing deposits | 6,912,000 | 8,092,000 | 7,973,000 | 9,925,000 |
| Equity capital | 7,654,000 | 7,941,000 | 8,153,000 | 8,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 3,719,000 | 5,526,000 | 7,335,000 |
| Interest expense | 1,069,000 | 2,201,000 | 3,201,000 | 4,083,000 |
| Net interest income | 750,000 | 1,518,000 | 2,325,000 | 3,252,000 |
| Noninterest income | 58,000 | 121,000 | 197,000 | 283,000 |
| Noninterest expense | 356,000 | 737,000 | 1,153,000 | 1,573,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 202,000 |
| Pretax income | 407,000 | 812,000 | 1,234,000 | 1,760,000 |
| Income tax | 127,000 | 254,000 | 389,000 | 565,000 |
| Net income | 280,000 | 558,000 | 845,000 | 1,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,517,000 | 7,796,000 | 7,927,000 | 8,277,000 |
| Total capital | 8,422,000 | 8,774,000 | 8,910,000 | 9,318,000 |
| Risk-weighted assets | 72,271,000 | 78,054,000 | 78,489,000 | 83,127,000 |