Call reports 2015
BANK STAR OF THE BOOTHEEL — 2015
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 93,654,000 | 97,823,000 | 98,296,000 |
| Total loans | 72,551,000 | 76,721,000 | 79,545,000 |
| Allowance for loan losses | 883,000 | 819,000 | 828,000 |
| Securities available for sale | 13,098,000 | 12,792,000 | 8,416,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 84,403,000 | 81,846,000 | 78,543,000 |
| Interest-bearing deposits | 70,124,000 | 69,454,000 | 66,160,000 |
| Noninterest-bearing deposits | 14,279,000 | 12,392,000 | 12,383,000 |
| Equity capital | 8,715,000 | 8,890,000 | 9,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,060,000 | 2,161,000 | 3,315,000 |
| Interest expense | 75,000 | 158,000 | 240,000 |
| Net interest income | 985,000 | 2,003,000 | 3,075,000 |
| Noninterest income | 205,000 | 444,000 | 669,000 |
| Noninterest expense | 934,000 | 1,838,000 | 2,756,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 |
| Pretax income | 226,000 | 549,000 | 832,000 |
| Income tax | 81,000 | 198,000 | 302,000 |
| Net income | 145,000 | 351,000 | 530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 8,738,000 | 8,944,000 | 9,123,000 |
| Total capital | 9,536,000 | 9,763,000 | 9,951,000 |
| Risk-weighted assets | 63,724,000 | 66,704,000 | 69,650,000 |