Call reports 2014
BANK STAR OF THE BOOTHEEL — 2014
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,052,000 | 103,765,000 | 109,213,000 | 93,190,000 |
| Total loans | 69,368,000 | 78,326,000 | 83,749,000 | 69,989,000 |
| Allowance for loan losses | 1,218,000 | 1,232,000 | 871,000 | 862,000 |
| Securities available for sale | 17,623,000 | 17,580,000 | 17,362,000 | 16,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,067,000 | 86,156,000 | 86,921,000 | 83,632,000 |
| Interest-bearing deposits | 74,489,000 | 73,755,000 | 74,423,000 | 69,618,000 |
| Noninterest-bearing deposits | 13,578,000 | 12,401,000 | 12,498,000 | 14,014,000 |
| Equity capital | 8,455,000 | 8,598,000 | 8,896,000 | 8,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,187,000 | 3,406,000 | 4,537,000 |
| Interest expense | 84,000 | 172,000 | 263,000 | 349,000 |
| Net interest income | 973,000 | 2,015,000 | 3,143,000 | 4,188,000 |
| Noninterest income | 213,000 | 445,000 | 684,000 | 911,000 |
| Noninterest expense | 890,000 | 1,816,000 | 2,731,000 | 3,690,000 |
| Provision for loan losses | 30,000 | 60,000 | -210,000 | -180,000 |
| Pretax income | 266,000 | 584,000 | 1,306,000 | 1,589,000 |
| Income tax | 94,000 | 209,000 | 481,000 | 573,000 |
| Net income | 172,000 | 375,000 | 825,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,663,000 | 8,716,000 | 9,017,000 | 9,057,000 |
| Total capital | 9,449,000 | 9,586,000 | 9,888,000 | 9,852,000 |
| Risk-weighted assets | 62,447,000 | 69,257,000 | 74,802,000 | 63,525,000 |