Call reports 2013
BANK STAR OF THE BOOTHEEL — 2013
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 97,887,000 | 101,590,000 | 107,159,000 | 97,928,000 |
| Total loans | 70,546,000 | 77,798,000 | 81,508,000 | 68,210,000 |
| Allowance for loan losses | 1,289,000 | 1,300,000 | 1,289,000 | 1,208,000 |
| Securities available for sale | 18,718,000 | 18,101,000 | 18,867,000 | 18,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,014,000 | 90,064,000 | 87,918,000 | 89,135,000 |
| Interest-bearing deposits | 76,349,000 | 77,252,000 | 75,830,000 | 73,363,000 |
| Noninterest-bearing deposits | 12,665,000 | 12,812,000 | 12,088,000 | 15,772,000 |
| Equity capital | 8,302,000 | 8,139,000 | 8,266,000 | 8,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,302,000 | 3,563,000 | 4,743,000 |
| Interest expense | 99,000 | 194,000 | 289,000 | 382,000 |
| Net interest income | 1,023,000 | 2,108,000 | 3,274,000 | 4,361,000 |
| Noninterest income | 224,000 | 446,000 | 668,000 | 887,000 |
| Noninterest expense | 861,000 | 1,753,000 | 2,651,000 | 3,576,000 |
| Provision for loan losses | 36,000 | 72,000 | 102,000 | 80,000 |
| Pretax income | 350,000 | 729,000 | 1,189,000 | 1,592,000 |
| Income tax | 127,000 | 267,000 | 436,000 | 583,000 |
| Net income | 223,000 | 462,000 | 753,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,306,000 | 8,394,000 | 8,536,000 | 8,642,000 |
| Total capital | 9,105,000 | 9,251,000 | 9,439,000 | 9,436,000 |
| Risk-weighted assets | 63,398,000 | 68,136,000 | 71,883,000 | 63,087,000 |