Call reports 2012
BANK STAR OF THE BOOTHEEL — 2012
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,325,000 | 96,767,000 | 97,434,000 | 97,071,000 |
| Total loans | 71,000,000 | 78,607,000 | 80,750,000 | 66,961,000 |
| Allowance for loan losses | 1,191,000 | 1,193,000 | 1,229,000 | 1,265,000 |
| Securities available for sale | 14,855,000 | 11,060,000 | 10,076,000 | 19,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,758,000 | 88,285,000 | 88,062,000 | 88,356,000 |
| Interest-bearing deposits | 74,630,000 | 78,053,000 | 77,917,000 | 75,246,000 |
| Noninterest-bearing deposits | 11,128,000 | 10,232,000 | 10,145,000 | 13,110,000 |
| Equity capital | 7,957,000 | 8,163,000 | 8,277,000 | 8,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,406,000 | 3,687,000 | 4,873,000 |
| Interest expense | 144,000 | 287,000 | 424,000 | 543,000 |
| Net interest income | 1,029,000 | 2,119,000 | 3,263,000 | 4,330,000 |
| Noninterest income | 207,000 | 434,000 | 690,000 | 910,000 |
| Noninterest expense | 771,000 | 1,606,000 | 2,455,000 | 3,358,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 220,000 |
| Pretax income | 493,000 | 915,000 | 1,406,000 | 1,730,000 |
| Income tax | 180,000 | 333,000 | 521,000 | 642,000 |
| Net income | 313,000 | 582,000 | 885,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,055,000 | 8,126,000 | 8,229,000 | 8,233,000 |
| Total capital | 8,868,000 | 9,011,000 | 9,139,000 | 8,980,000 |
| Risk-weighted assets | 64,688,000 | 70,468,000 | 72,452,000 | 59,244,000 |