Call reports 2011
BANK STAR OF THE BOOTHEEL — 2011
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,874,000 | 95,034,000 | 101,129,000 | 95,419,000 |
| Total loans | 72,023,000 | 78,126,000 | 82,993,000 | 69,783,000 |
| Allowance for loan losses | 1,138,000 | 1,140,000 | 1,182,000 | 1,136,000 |
| Securities available for sale | 11,805,000 | 10,455,000 | 10,847,000 | 9,706,000 |
| Securities held to maturity | 0 | 501,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,530,000 | 81,935,000 | 82,401,000 | 86,901,000 |
| Interest-bearing deposits | 70,691,000 | 72,397,000 | 73,365,000 | 71,939,000 |
| Noninterest-bearing deposits | 8,839,000 | 9,538,000 | 9,036,000 | 14,962,000 |
| Equity capital | 7,884,000 | 7,899,000 | 8,026,000 | 8,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,462,000 | 3,799,000 | 5,070,000 |
| Interest expense | 192,000 | 379,000 | 562,000 | 726,000 |
| Net interest income | 1,021,000 | 2,083,000 | 3,237,000 | 4,344,000 |
| Noninterest income | 220,000 | 455,000 | 680,000 | 915,000 |
| Noninterest expense | 869,000 | 1,725,000 | 2,529,000 | 3,367,000 |
| Provision for loan losses | 120,000 | 240,000 | 300,000 | 410,000 |
| Pretax income | 252,000 | 573,000 | 1,088,000 | 1,482,000 |
| Income tax | 90,000 | 206,000 | 394,000 | 542,000 |
| Net income | 162,000 | 367,000 | 694,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,783,000 | 7,795,000 | 7,930,000 | 7,983,000 |
| Total capital | 8,595,000 | 8,674,000 | 8,866,000 | 8,784,000 |
| Risk-weighted assets | 64,657,000 | 70,024,000 | 74,638,000 | 63,758,000 |