Call reports 2010
BANK STAR OF THE BOOTHEEL — 2010
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,532,000 | 94,398,000 | 99,053,000 | 88,887,000 |
| Total loans | 70,702,000 | 79,899,000 | 83,850,000 | 70,669,000 |
| Allowance for loan losses | 1,230,000 | 1,256,000 | 1,319,000 | 1,030,000 |
| Securities available for sale | 10,488,000 | 9,332,000 | 9,183,000 | 11,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,931,000 | 77,277,000 | 80,189,000 | 80,589,000 |
| Interest-bearing deposits | 70,214,000 | 69,589,000 | 72,271,000 | 70,554,000 |
| Noninterest-bearing deposits | 7,717,000 | 7,688,000 | 7,918,000 | 10,035,000 |
| Equity capital | 8,125,000 | 8,214,000 | 8,351,000 | 7,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,507,000 | 3,917,000 | 5,197,000 |
| Interest expense | 250,000 | 495,000 | 734,000 | 951,000 |
| Net interest income | 962,000 | 2,012,000 | 3,183,000 | 4,246,000 |
| Noninterest income | 202,000 | 446,000 | 697,000 | 918,000 |
| Noninterest expense | 693,000 | 1,432,000 | 2,171,000 | 3,035,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 791,000 |
| Pretax income | 397,000 | 877,000 | 1,485,000 | 1,339,000 |
| Income tax | 145,000 | 320,000 | 544,000 | 483,000 |
| Net income | 252,000 | 557,000 | 941,000 | 856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,989,000 | 8,050,000 | 8,192,000 | 7,864,000 |
| Total capital | 8,783,000 | 8,925,000 | 9,116,000 | 8,677,000 |
| Risk-weighted assets | 63,055,000 | 69,607,000 | 73,503,000 | 64,790,000 |