Call reports 2009
BANK STAR OF THE BOOTHEEL — 2009
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 85,040,000 | 87,619,000 | 92,859,000 | 89,647,000 |
| Total loans | 69,660,000 | 72,393,000 | 79,238,000 | 68,676,000 |
| Allowance for loan losses | 1,010,000 | 1,036,000 | 1,159,000 | 1,160,000 |
| Securities available for sale | 6,691,000 | 8,631,000 | 8,230,000 | 10,776,000 |
| Securities held to maturity | 2,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,358,000 | 76,393,000 | 73,442,000 | 81,003,000 |
| Interest-bearing deposits | 69,665,000 | 69,234,000 | 66,900,000 | 70,365,000 |
| Noninterest-bearing deposits | 7,693,000 | 7,159,000 | 6,542,000 | 10,638,000 |
| Equity capital | 6,782,000 | 7,738,000 | 8,014,000 | 8,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,520,000 | 3,864,000 | 5,162,000 |
| Interest expense | 408,000 | 786,000 | 1,120,000 | 1,402,000 |
| Net interest income | 843,000 | 1,734,000 | 2,744,000 | 3,760,000 |
| Noninterest income | 219,000 | 425,000 | 652,000 | 878,000 |
| Noninterest expense | 733,000 | 1,526,000 | 2,278,000 | 3,019,000 |
| Provision for loan losses | 197,000 | 273,000 | 438,000 | 724,000 |
| Pretax income | 132,000 | 360,000 | 689,000 | 904,000 |
| Income tax | 39,000 | 112,000 | 226,000 | 329,000 |
| Net income | 93,000 | 248,000 | 463,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,465,000 | 7,483,000 | 7,759,000 | 7,979,000 |
| Total capital | 7,272,000 | 8,308,000 | 8,643,000 | 8,765,000 |
| Risk-weighted assets | 64,326,000 | 65,822,000 | 70,451,000 | 62,407,000 |