Call reports 2008
BANK STAR OF THE BOOTHEEL — 2008
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,471,000 | 89,483,000 | 93,741,000 | 84,601,000 |
| Total loans | 68,597,000 | 74,910,000 | 77,625,000 | 66,705,000 |
| Allowance for loan losses | 1,210,000 | 1,014,000 | 837,000 | 1,134,000 |
| Securities available for sale | 9,328,000 | 9,114,000 | 9,058,000 | 7,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,090,000 | 73,067,000 | 70,471,000 | 76,798,000 |
| Interest-bearing deposits | 64,829,000 | 65,820,000 | 64,531,000 | 66,172,000 |
| Noninterest-bearing deposits | 6,261,000 | 7,247,000 | 5,940,000 | 10,626,000 |
| Equity capital | 6,851,000 | 6,799,000 | 6,849,000 | 6,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,795,000 | 4,309,000 | 5,554,000 |
| Interest expense | 586,000 | 1,112,000 | 1,651,000 | 2,119,000 |
| Net interest income | 804,000 | 1,683,000 | 2,658,000 | 3,435,000 |
| Noninterest income | 209,000 | 446,000 | 681,000 | 914,000 |
| Noninterest expense | 718,000 | 1,484,000 | 2,245,000 | 2,988,000 |
| Provision for loan losses | 21,000 | 173,000 | 547,000 | 890,000 |
| Pretax income | 274,000 | 472,000 | 547,000 | 471,000 |
| Income tax | 91,000 | 158,000 | 173,000 | 137,000 |
| Net income | 183,000 | 314,000 | 374,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,485,000 | 6,538,000 | 6,619,000 | 6,601,000 |
| Total capital | 7,256,000 | 7,372,000 | 7,456,000 | 7,396,000 |
| Risk-weighted assets | 61,234,000 | 66,518,000 | 71,498,000 | 63,224,000 |