Call reports 2007
BANK STAR OF THE BOOTHEEL — 2007
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 78,751,000 | 83,174,000 | 87,033,000 | 78,254,000 |
| Total loans | 61,104,000 | 68,359,000 | 71,454,000 | 64,523,000 |
| Allowance for loan losses | 937,000 | 939,000 | 940,000 | 1,201,000 |
| Securities available for sale | 9,369,000 | 9,213,000 | 9,327,000 | 8,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,114,000 | 72,808,000 | 72,691,000 | 70,516,000 |
| Interest-bearing deposits | 63,587,000 | 65,959,000 | 65,897,000 | 62,400,000 |
| Noninterest-bearing deposits | 7,527,000 | 6,849,000 | 6,794,000 | 8,116,000 |
| Equity capital | 6,685,000 | 6,716,000 | 6,935,000 | 6,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,877,000 | 4,491,000 | 5,978,000 |
| Interest expense | 579,000 | 1,216,000 | 1,958,000 | 2,608,000 |
| Net interest income | 824,000 | 1,661,000 | 2,533,000 | 3,370,000 |
| Noninterest income | 225,000 | 434,000 | 666,000 | 904,000 |
| Noninterest expense | 680,000 | 1,368,000 | 2,079,000 | 2,825,000 |
| Provision for loan losses | 17,000 | 33,000 | 49,000 | 346,000 |
| Pretax income | 352,000 | 694,000 | 1,071,000 | 1,103,000 |
| Income tax | 119,000 | 234,000 | 363,000 | 388,000 |
| Net income | 233,000 | 460,000 | 708,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,233,000 | 6,382,000 | 6,551,000 | 6,480,000 |
| Total capital | 6,943,000 | 7,159,000 | 7,362,000 | 7,224,000 |
| Risk-weighted assets | 56,566,000 | 61,969,000 | 64,745,000 | 59,050,000 |