Call reports 2006
BANK STAR OF THE BOOTHEEL — 2006
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 70,688,000 | 76,401,000 | 78,402,000 | 77,189,000 |
| Total loans | 57,163,000 | 62,936,000 | 65,974,000 | 58,337,000 |
| Allowance for loan losses | 627,000 | 653,000 | 676,000 | 929,000 |
| Securities available for sale | 8,777,000 | 8,435,000 | 7,187,000 | 8,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,022,000 | 64,456,000 | 65,062,000 | 69,636,000 |
| Interest-bearing deposits | 57,266,000 | 58,574,000 | 59,602,000 | 60,949,000 |
| Noninterest-bearing deposits | 5,756,000 | 5,882,000 | 5,460,000 | 8,687,000 |
| Equity capital | 5,875,000 | 5,933,000 | 6,664,000 | 6,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,449,000 | 3,867,000 | 5,229,000 |
| Interest expense | 423,000 | 900,000 | 1,511,000 | 2,094,000 |
| Net interest income | 757,000 | 1,549,000 | 2,356,000 | 3,135,000 |
| Noninterest income | 199,000 | 400,000 | 585,000 | 790,000 |
| Noninterest expense | 670,000 | 1,348,000 | 2,072,000 | 2,807,000 |
| Provision for loan losses | 37,000 | 75,000 | 112,000 | 398,000 |
| Pretax income | 249,000 | 526,000 | 757,000 | 558,000 |
| Income tax | 87,000 | 186,000 | 253,000 | 194,000 |
| Net income | 162,000 | 340,000 | 504,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,511,000 | 5,610,000 | 6,296,000 | 6,170,000 |
| Total capital | 6,138,000 | 6,263,000 | 6,972,000 | 6,891,000 |
| Risk-weighted assets | 52,781,000 | 58,982,000 | 60,394,000 | 57,439,000 |