Call reports 2005
BANK STAR OF THE BOOTHEEL — 2005
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,889,000 | 72,094,000 | 73,383,000 | 72,020,000 |
| Total loans | 47,683,000 | 57,402,000 | 58,214,000 | 54,107,000 |
| Allowance for loan losses | 582,000 | 592,000 | 574,000 | 600,000 |
| Securities available for sale | 11,947,000 | 9,834,000 | 9,502,000 | 9,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,383,000 | 59,390,000 | 59,225,000 | 65,298,000 |
| Interest-bearing deposits | 55,072,000 | 53,681,000 | 54,136,000 | 55,631,000 |
| Noninterest-bearing deposits | 6,311,000 | 5,709,000 | 5,089,000 | 9,667,000 |
| Equity capital | 5,619,000 | 5,806,000 | 5,866,000 | 5,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 2,058,000 | 3,255,000 | 4,415,000 |
| Interest expense | 273,000 | 572,000 | 964,000 | 1,371,000 |
| Net interest income | 720,000 | 1,486,000 | 2,291,000 | 3,044,000 |
| Noninterest income | 151,000 | 322,000 | 504,000 | 692,000 |
| Noninterest expense | 608,000 | 1,227,000 | 1,875,000 | 2,585,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 148,000 |
| Pretax income | 227,000 | 528,000 | 837,000 | 1,010,000 |
| Income tax | 81,000 | 188,000 | 299,000 | 368,000 |
| Net income | 146,000 | 340,000 | 538,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,165,000 | 5,281,000 | 5,401,000 | 5,427,000 |
| Total capital | 5,727,000 | 5,873,000 | 5,975,000 | 6,027,000 |
| Risk-weighted assets | 44,911,000 | 53,057,000 | 54,242,000 | 52,578,000 |