Call reports 2004
BANK STAR OF THE BOOTHEEL — 2004
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 55,533,000 | 69,284,000 | 71,327,000 | 69,042,000 |
| Total loans | 41,022,000 | 46,374,000 | 48,864,000 | 43,591,000 |
| Allowance for loan losses | 548,000 | 559,000 | 565,000 | 570,000 |
| Securities available for sale | 10,986,000 | 17,596,000 | 17,073,000 | 18,494,000 |
| Securities held to maturity | 0 | 400,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,571,000 | 60,673,000 | 58,852,000 | 62,360,000 |
| Interest-bearing deposits | 39,219,000 | 53,662,000 | 53,213,000 | 54,368,000 |
| Noninterest-bearing deposits | 8,352,000 | 7,011,000 | 5,639,000 | 7,992,000 |
| Equity capital | 4,273,000 | 5,580,000 | 5,853,000 | 5,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,748,000 | 2,812,000 | 3,820,000 |
| Interest expense | 188,000 | 418,000 | 694,000 | 971,000 |
| Net interest income | 645,000 | 1,330,000 | 2,118,000 | 2,849,000 |
| Noninterest income | 96,000 | 209,000 | 359,000 | 491,000 |
| Noninterest expense | 472,000 | 1,060,000 | 1,647,000 | 2,299,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 239,000 | 419,000 | 740,000 | 921,000 |
| Income tax | 85,000 | 146,000 | 261,000 | 321,000 |
| Net income | 154,000 | 273,000 | 479,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,184,000 | 5,028,000 | 5,155,000 | 5,099,000 |
| Total capital | 4,667,000 | 5,587,000 | 5,720,000 | 5,653,000 |
| Risk-weighted assets | 38,595,000 | 44,641,000 | 46,785,000 | 43,568,000 |