Call reports 2003
BANK STAR OF THE BOOTHEEL — 2003
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 47,091,000 | 50,410,000 | 51,948,000 | 53,840,000 |
| Total loans | 40,978,000 | 44,041,000 | 45,175,000 | 39,763,000 |
| Allowance for loan losses | 494,000 | 512,000 | 526,000 | 538,000 |
| Securities available for sale | 2,187,000 | 2,212,000 | 2,155,000 | 7,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,812,000 | 41,144,000 | 46,363,000 | 48,019,000 |
| Interest-bearing deposits | 38,229,000 | 36,949,000 | 38,598,000 | 37,286,000 |
| Noninterest-bearing deposits | 3,583,000 | 4,195,000 | 7,765,000 | 10,733,000 |
| Equity capital | 3,546,000 | 3,756,000 | 3,934,000 | 4,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,700,000 | 2,617,000 | 3,495,000 |
| Interest expense | 226,000 | 449,000 | 669,000 | 880,000 |
| Net interest income | 608,000 | 1,251,000 | 1,948,000 | 2,615,000 |
| Noninterest income | 120,000 | 244,000 | 348,000 | 435,000 |
| Noninterest expense | 433,000 | 878,000 | 1,327,000 | 1,839,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 265,000 | 557,000 | 879,000 | 1,091,000 |
| Income tax | 93,000 | 197,000 | 312,000 | 401,000 |
| Net income | 172,000 | 360,000 | 567,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,512,000 | 3,700,000 | 3,907,000 | 4,030,000 |
| Total capital | 3,970,000 | 4,182,000 | 4,411,000 | 4,493,000 |
| Risk-weighted assets | 36,629,000 | 38,525,000 | 40,308,000 | 36,926,000 |