Call reports 2002
BANK STAR OF THE BOOTHEEL — 2002
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,923,000 | 47,982,000 | 48,960,000 | 46,454,000 |
| Total loans | 37,226,000 | 41,438,000 | 43,626,000 | 40,194,000 |
| Allowance for loan losses | 396,000 | 388,000 | 389,000 | 464,000 |
| Securities available for sale | 3,393,000 | 3,157,000 | 1,906,000 | 1,724,000 |
| Securities held to maturity | 1,500,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,933,000 | 40,348,000 | 40,823,000 | 41,354,000 |
| Interest-bearing deposits | 38,623,000 | 37,187,000 | 37,421,000 | 36,845,000 |
| Noninterest-bearing deposits | 3,310,000 | 3,161,000 | 3,402,000 | 4,509,000 |
| Equity capital | 3,203,000 | 3,260,000 | 3,348,000 | 3,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,709,000 | 2,643,000 | 3,521,000 |
| Interest expense | 297,000 | 569,000 | 849,000 | 1,103,000 |
| Net interest income | 547,000 | 1,140,000 | 1,794,000 | 2,418,000 |
| Noninterest income | 99,000 | 196,000 | 295,000 | 393,000 |
| Noninterest expense | 392,000 | 807,000 | 1,222,000 | 1,699,000 |
| Provision for loan losses | 15,000 | 30,000 | 48,000 | 130,000 |
| Pretax income | 242,000 | 502,000 | 822,000 | 985,000 |
| Income tax | 85,000 | 177,000 | 291,000 | 335,000 |
| Net income | 157,000 | 325,000 | 531,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,197,000 | 3,239,000 | 3,321,000 | 3,340,000 |
| Total capital | 3,593,000 | 3,627,000 | 3,710,000 | 3,804,000 |
| Risk-weighted assets | 35,023,000 | 37,375,000 | 39,374,000 | 37,333,000 |