Call reports 2001
BANK STAR OF THE BOOTHEEL — 2001
What BANK STAR OF THE BOOTHEEL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,507,000 | 49,258,000 | 50,006,000 | 45,674,000 |
| Total loans | 35,823,000 | 38,487,000 | 40,931,000 | 36,215,000 |
| Allowance for loan losses | 358,000 | 367,000 | 380,000 | 381,000 |
| Securities available for sale | 3,664,000 | 3,150,000 | 3,184,000 | 2,411,000 |
| Securities held to maturity | 3,073,000 | 3,501,000 | 2,001,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,212,000 | 40,450,000 | 41,131,000 | 40,726,000 |
| Interest-bearing deposits | 37,869,000 | 37,104,000 | 37,708,000 | 36,862,000 |
| Noninterest-bearing deposits | 3,343,000 | 3,346,000 | 3,423,000 | 3,864,000 |
| Equity capital | 2,945,000 | 3,058,000 | 3,139,000 | 3,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 1,989,000 | 3,001,000 | 3,928,000 |
| Interest expense | 538,000 | 1,062,000 | 1,541,000 | 1,913,000 |
| Net interest income | 450,000 | 927,000 | 1,460,000 | 2,015,000 |
| Noninterest income | 96,000 | 192,000 | 280,000 | 369,000 |
| Noninterest expense | 346,000 | 718,000 | 1,082,000 | 1,472,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 75,000 |
| Pretax income | 185,000 | 379,000 | 623,000 | 871,000 |
| Income tax | 66,000 | 135,000 | 220,000 | 309,000 |
| Net income | 119,000 | 244,000 | 403,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,922,000 | 3,047,000 | 3,106,000 | 3,165,000 |
| Total capital | 3,280,000 | 3,414,000 | 3,486,000 | 3,546,000 |
| Risk-weighted assets | 32,878,000 | 33,705,000 | 35,147,000 | 33,650,000 |