Call reports 2022
BANK OF THE PACIFIC — 2022
What BANK OF THE PACIFIC reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,324,781,000 | 1,327,160,000 | 1,374,504,000 | 1,305,491,000 |
| Total loans | 619,595,000 | 608,813,000 | 621,550,000 | 639,958,000 |
| Allowance for loan losses | 8,276,000 | 8,282,000 | 8,249,000 | 8,236,000 |
| Securities available for sale | 226,044,000 | 212,848,000 | 200,443,000 | 226,783,000 |
| Securities held to maturity | 10,389,000 | 61,482,000 | 60,722,000 | 59,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,196,233,000 | 1,203,738,000 | 1,254,392,000 | 1,180,954,000 |
| Interest-bearing deposits | 700,598,000 | 703,962,000 | 714,140,000 | 672,727,000 |
| Noninterest-bearing deposits | 495,635,000 | 499,776,000 | 540,252,000 | 508,227,000 |
| Equity capital | 121,113,000 | 115,261,000 | 110,937,000 | 115,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,642,000 | 17,623,000 | 28,801,000 | 42,153,000 |
| Interest expense | 178,000 | 346,000 | 513,000 | 746,000 |
| Net interest income | 8,464,000 | 17,277,000 | 28,288,000 | 41,407,000 |
| Noninterest income | 1,994,000 | 3,974,000 | 5,661,000 | 7,216,000 |
| Noninterest expense | 8,465,000 | 17,140,000 | 25,984,000 | 34,521,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,993,000 | 4,111,000 | 7,965,000 | 14,102,000 |
| Income tax | 222,000 | 578,000 | 1,335,000 | 2,525,000 |
| Net income | 1,771,000 | 3,533,000 | 6,630,000 | 11,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,156,000 | 116,324,000 | 118,073,000 | 121,111,000 |
| Total capital | 124,635,000 | 124,809,000 | 126,525,000 | 129,550,000 |
| Risk-weighted assets | 715,914,000 | 747,773,000 | 729,814,000 | 761,728,000 |